diff --git a/Memory.md b/Memory.md
index 1a9b6b3..7e7366a 100644
--- a/Memory.md
+++ b/Memory.md
@@ -186,4 +186,10 @@
 - 文件顶部绝对禁止出现 `"use server"` 指令，确保为通用的前端/后端都能调用的纯函数。
 - 引入 `big.js` 用于高精度计算，编写并导出 `calculateAssetMetrics` 函数。
 - 核心算法：强制按时间升序排序流水，遍历推演 BUY/SELL/DIVIDEND 三种交易类型，支持加权均价计算与清仓重置逻辑。
-- 输出六大核心财务指标：`holdings`（持仓量）、`averageCost`（平均成本）、`dilutedCost`（摊薄成本）、`floatingPnl`（浮动盈亏）、`accumulatedPnl`（累计盈亏）、`marketValue`（市值）。
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+- 输出六大核心财务指标：`holdings`（持仓量）、`averageCost`（平均成本）、`dilutedCost`（摊薄成本）、`floatingPnl`（浮动盈亏）、`accumulatedPnl`（累计盈亏）、`marketValue`（市值）。
+
+## 打通 Dashboard 与 finance utils 的数据链路 (Task 56b)
+- 在 `src/actions/portfolio.ts` 顶部引入 `calculateAssetMetrics` 工具函数，实现财务引擎接入。
+- 重构 `getPortfolioPositions` 的第二个循环：对每个资产调用 `calculateAssetMetrics(transactions, latestPrice)`，将返回的 `holdings`、`averageCost`、`dilutedCost`、`floatingPnl`、`accumulatedPnl`、`marketValue` 映射到 Position 对象的 Native 币种字段。
+- Dashboard 表格字段精确对齐：现價→`latestPrice`、市值→`metrics.marketValue`、攤薄/成本→`metrics.dilutedCost / metrics.averageCost`、浮動盈虧→`metrics.floatingPnl`、累計盈虧→`metrics.accumulatedPnl`。
+- 累计盈亏验证公式：`accumulatedPnl = marketValue + 卖出/分红现金 - 总投入`，确保有卖出或分红记录的资产（如英特尔、分红ETF）数据精确。
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diff --git a/src/actions/portfolio.ts b/src/actions/portfolio.ts
index 722ce91..2966006 100644
--- a/src/actions/portfolio.ts
+++ b/src/actions/portfolio.ts
@@ -4,6 +4,7 @@ import { db } from '@/db';
 import { transactions, assets, exchangeRates } from '@/db/schema';
 import Big from 'big.js';
 import { asc, eq } from 'drizzle-orm';
+import { calculateAssetMetrics } from '@/utils/finance';
 
 interface Position {
   assetId: string;
@@ -312,54 +313,35 @@ export async function getPortfolioPositions(): Promise<Position[]> {
     // 总盈亏 (CNY)
     const totalPnlCny = unrealizedPnlCny.plus(holding.realizedPnlCny).plus(holding.accumulatedDividendsCny);
 
-    // Native 原生币种计算
-    const marketValueNative = new Big(holding.latestPrice).times(holding.quantity);
-    const currentNativeValue = marketValueNative;
+    const metrics = calculateAssetMetrics(
+      holding.transactions.map(tx => ({
+        date: tx.executedAt ?? new Date(),
+        txType: tx.txType,
+        quantity: tx.quantity,
+        price: tx.price,
+        fee: tx.fee,
+      })),
+      holding.latestPrice
+    );
 
-    // 平均成本 (Native) = 总买入成本 (Native) / 总买入数量
-    let avgCostNative = new Big('0');
-    if (holding.totalBuyQuantity.gt(0)) {
-      avgCostNative = holding.totalBuyCostNative.div(holding.totalBuyQuantity);
-    }
+    const holdingNative = new Big(metrics.holdings);
+    const avgCostNative = new Big(metrics.averageCost);
+    const dilutedCostNative = new Big(metrics.dilutedCost);
+    const floatingPnlNative = new Big(metrics.floatingPnl);
+    const cumulativePnlNative = new Big(metrics.accumulatedPnl);
+    const marketValueNative = new Big(metrics.marketValue);
 
-    // 摊薄成本 (Native) = (总买入成本 - 已实现盈亏 - 累计分红) / 当前持仓数量
-    let dilutedCostNative = new Big('0');
-    if (holding.quantity.gt(0)) {
-      dilutedCostNative = holding.totalBuyCostNative.minus(holding.realizedPnlNative).minus(holding.accumulatedDividendsNative).div(holding.quantity);
-    }
-
-    // 浮动盈亏 (Native) = 市值 - (平均成本 * 当前持仓数量)
-    const floatingPnlNative = marketValueNative.minus(avgCostNative.times(holding.quantity));
-
-    // 浮动盈亏百分比 (Native)
     let floatingPnlPercent = new Big('0');
-    const avgCostBasisNative = avgCostNative.times(holding.quantity);
+    const avgCostBasisNative = avgCostNative.times(holdingNative);
     if (avgCostBasisNative.gt(0)) {
       floatingPnlPercent = floatingPnlNative.div(avgCostBasisNative).times(new Big('100'));
     }
 
-    // 累计盈亏 (Native) = 浮动盈亏 + 已实现盈亏 + 累计分红
-    const cumulativePnlNative = floatingPnlNative.plus(holding.realizedPnlNative).plus(holding.accumulatedDividendsNative);
-
-    // 累计盈亏百分比 (Native) = 累计盈亏 / 总买入成本 * 100
     let cumulativePnlPercent = new Big('0');
     if (holding.totalBuyCostNative.gt(0)) {
       cumulativePnlPercent = cumulativePnlNative.div(holding.totalBuyCostNative).times(new Big('100'));
     }
 
-    // 平均成本 (CNY) 保留兼容
-    let avgCost = new Big('0');
-    if (holding.totalBuyQuantity.gt(0)) {
-      avgCost = holding.totalBuyCostCny.div(holding.totalBuyQuantity);
-    }
-
-    // 摊薄成本 (CNY) 保留兼容
-    let dilutedCost = new Big('0');
-    if (holding.quantity.gt(0)) {
-      dilutedCost = holding.totalBuyCostCny.minus(holding.realizedPnlCny).minus(holding.accumulatedDividendsCny).div(holding.quantity);
-    }
-
-    // 持仓天数
     let holdingDays = 0;
     if (holding.firstBuyDate) {
       const diffMs = today.getTime() - holding.firstBuyDate.getTime();
@@ -374,7 +356,7 @@ export async function getPortfolioPositions(): Promise<Position[]> {
       symbol: holding.symbol,
       name: holding.name,
       type: holding.type,
-      quantity: holding.quantity.toString(),
+      quantity: holdingNative.toString(),
       baseCurrency: holding.baseCurrency,
       cnyValue: cnyValue.toString(),
       totalCostCny: holding.totalBuyCostCny.toString(),