diff --git a/Memory.md b/Memory.md
index 1a7a205..54372aa 100644
--- a/Memory.md
+++ b/Memory.md
@@ -1,5 +1,17 @@
 # Omniledger 架构与开发记忆 (Memory)
 
+## 新增 exchange_rates_history 数据库表，并接入极速数据 (Jisu API) 建立每天自动追加的汇率时间序列抓取引擎 (Task 63a)
+- 在 `src/db/schema.ts` 中新增 `exchangeRatesHistory` 表定义：包含 `id` (uuid)、`fromCurrency`、`toCurrency` (固定 CNY)、`rate` (numeric(20,8) 高精度)、`fetchTime` (时间戳)、`createdAt`，支持 USD/CNY 与 HKD/CNY 双币种对的汇率历史追踪。
+- 执行 `drizzle-kit push` 将新表推送到 PostgreSQL 数据库，确保表结构生效。
+- 在 `app/api/cron/fetch-rates/route.ts` 创建 Next.js Route Handler (GET)，专供定时任务调用。
+- **安全拦截：** 校验 `Authorization: Bearer ${process.env.CRON_SECRET}` 请求头，不匹配返回 401；若 `CRON_SECRET` 或 `JISU_API_KEY` 未配置则返回 500。
+- **极速数据 API 接入：** 并发请求 USD→CNY 与 HKD→CNY 的汇率接口 (`api.jisuapi.com/exchange/convert`)，严格校验 `status === 0`，解析 `result.rate` 保持字符串形态入库。
+- **容错设计：** 使用 `Promise.allSettled` 并发处理两个币种请求，任一失败不会阻断另一个的入库；DB 插入失败单独 catch 记录日志但不中断流程。
+- **响应格式：** 返回 `{ success, timestamp, inserted, failed, details: { inserted: [{from,to,rate}], failed: [{from,error}] } }` 结构化 JSON。
+- 新增环境变量 `JISU_API_KEY`（需在 `.env` 中配置极速数据 API 密钥）。
+
+## 升级价格抓取引擎，实现从 gtimg 原始报文中提取 Index 30 的真实行情日期，并针对 US/SH/HK 三种日期格式执行标准化 YYYY-MM-DD 转换 (Task 61e)
+
 ## 升级价格抓取引擎，实现从 gtimg 原始报文中提取 Index 30 的真实行情日期，并针对 US/SH/HK 三种日期格式执行标准化 YYYY-MM-DD 转换 (Task 61e)
 - 在 `app/api/cron/fetch-prices/route.ts` 中新增 `parseMarketDate(rawString: string)` 核心工具函数，从腾讯财经 gtimg 原始响应（`~` 分隔）的 Index 30 提取真实交易日期。
 - 支持三种市场日期格式标准化：A股 `20260430161416`（14位数字）→ `2026-04-30`；港股 `2026/04/30 16:08:24`（斜杠分隔）→ `2026-04-30`；美股 `2026-05-01 09:31:00`（空格分隔）→ `2026-05-01`。
diff --git a/app/api/cron/fetch-rates/route.ts b/app/api/cron/fetch-rates/route.ts
new file mode 100644
index 0000000..07bf523
--- /dev/null
+++ b/app/api/cron/fetch-rates/route.ts
@@ -0,0 +1,147 @@
+import { NextResponse } from 'next/server';
+import { db } from '@/db';
+import { exchangeRatesHistory } from '@/db/schema';
+import { ProxyAgent, setGlobalDispatcher } from 'undici';
+
+export const dynamic = 'force-dynamic';
+export const runtime = 'nodejs';
+
+const CURRENCIES = [
+  { from: 'USD', to: 'CNY' },
+  { from: 'HKD', to: 'CNY' },
+];
+
+const JISU_API_BASE = 'https://api.jisuapi.com/exchange/convert';
+
+interface JisuResult {
+  from: string;
+  to: string;
+  rate: string;
+  updatetime: string;
+}
+
+interface JisuResponse {
+  status: number;
+  msg: string;
+  result: JisuResult;
+}
+
+async function fetchRate(
+  from: string,
+  to: string,
+  apikey: string
+): Promise<{ from: string; to: string; rate: string; success: true } | { from: string; success: false; error: string }> {
+  const url = `${JISU_API_BASE}?appkey=${apikey}&from=${from}&to=${to}&amount=1`;
+
+  try {
+    const res = await fetch(url, { cache: 'no-store' });
+
+    if (!res.ok) {
+      return { from, success: false, error: `HTTP ${res.status}` };
+    }
+
+    const data: JisuResponse = await res.json();
+
+    if (data.status !== 0) {
+      return { from, success: false, error: data.msg || `API status: ${data.status}` };
+    }
+
+    if (!data.result || !data.result.rate) {
+      return { from, success: false, error: 'Missing result.rate in response' };
+    }
+
+    return {
+      from,
+      to: data.result.to,
+      rate: data.result.rate,
+      success: true,
+    };
+  } catch (err) {
+    console.error(`[ExchangeRate] Fetch ${from}/${to} failed:`, err);
+    return { from, success: false, error: (err as Error).message };
+  }
+}
+
+export async function GET(req: Request) {
+  const cronSecret = process.env.CRON_SECRET;
+  const authHeader = req.headers.get('Authorization');
+
+  if (!cronSecret) {
+    return NextResponse.json(
+      { error: 'CRON_SECRET not configured' },
+      { status: 500 }
+    );
+  }
+
+  if (authHeader !== `Bearer ${cronSecret}`) {
+    return NextResponse.json(
+      { error: 'Unauthorized' },
+      { status: 401 }
+    );
+  }
+
+  const jisuApiKey = process.env.JISU_API_KEY;
+  if (!jisuApiKey) {
+    return NextResponse.json(
+      { error: 'JISU_API_KEY not configured' },
+      { status: 500 }
+    );
+  }
+
+  const proxyUrl = process.env.HTTPS_PROXY;
+  if (proxyUrl) {
+    const proxyAgent = new ProxyAgent(proxyUrl);
+    setGlobalDispatcher(proxyAgent);
+  }
+
+  const fetchPromises = CURRENCIES.map(({ from, to }) =>
+    fetchRate(from, to, jisuApiKey)
+  );
+
+  const results = await Promise.allSettled(fetchPromises);
+
+  const inserted: Array<{ from: string; to: string; rate: string }> = [];
+  const failed: Array<{ from: string; error: string }> = [];
+
+  for (let i = 0; i < results.length; i++) {
+    const result = results[i];
+    const pair = CURRENCIES[i];
+
+    if (result.status === 'fulfilled') {
+      const res = result.value;
+      if (res.success) {
+        try {
+          await db.insert(exchangeRatesHistory).values({
+            fromCurrency: res.from,
+            toCurrency: res.to,
+            rate: res.rate,
+            fetchTime: new Date(),
+          });
+          inserted.push({ from: res.from, to: res.to, rate: res.rate });
+          console.log(`[ExchangeRate] ${res.from}/${res.to} = ${res.rate} -> saved`);
+        } catch (dbErr) {
+          failed.push({ from: res.from, error: `DB insert failed: ${(dbErr as Error).message}` });
+          console.error(`[ExchangeRate] DB insert failed for ${res.from}:`, dbErr);
+        }
+      } else {
+        const failRes = res as { from: string; success: false; error: string };
+        failed.push({ from: failRes.from, error: failRes.error });
+        console.error(`[ExchangeRate] API error for ${failRes.from}: ${failRes.error}`);
+      }
+    } else {
+      failed.push({ from: pair.from, error: result.reason?.message || 'Unknown error' });
+      console.error(`[ExchangeRate] Promise rejected for ${pair.from}:`, result.reason);
+    }
+  }
+
+  return NextResponse.json({
+    success: true,
+    timestamp: new Date().toISOString(),
+    inserted: inserted.length,
+    failed: failed.length,
+    details: {
+      inserted,
+      failed,
+    },
+  });
+}
diff --git a/src/db/schema.ts b/src/db/schema.ts
index b8b34ac..9d5e538 100644
--- a/src/db/schema.ts
+++ b/src/db/schema.ts
@@ -92,3 +92,15 @@ export const assetPricesHistory = pgTable("asset_prices_history", {
 }, (table) => [
   uniqueIndex("asset_price_date_idx").on(table.assetId, table.date),
 ]);
+
+export const exchangeRatesHistory = pgTable("exchange_rates_history", {
+  id: uuid("id").primaryKey().$defaultFn(() => crypto.randomUUID()),
+  fromCurrency: varchar("from_currency", { length: 10 }).notNull(),
+  toCurrency: varchar("to_currency", { length: 10 }).notNull(),
+  rate: numeric("rate", { precision: 20, scale: 8 }).notNull(),
+  fetchTime: timestamp("fetch_time", { withTimezone: true, mode: "date" })
+    .notNull(),
+  createdAt: timestamp("created_at", { withTimezone: true, mode: "date" })
+    .defaultNow()
+    .notNull(),
+});