fix(ledger): 修复时光机历史汇率串用问题，实装价格向后穿透与成本兜底引擎

Memory.md

@@ -1,5 +1,41 @@
 # Omniledger 架构与开发记忆 (Memory)
 
+## 重构时光机底层引擎，引入基于 lte 的历史价格/汇率向后穿透查询，解决数据断层导致的 0 价格黑洞与汇率串用 Bug (Task 72)
+- 在 `src/actions/snapshots.ts` 的 `reconstructPortfolioHistory()` 中，将汇率获取从"一次性全量加载"重构为"按天循环顶部动态构建"：每天 `targetDate` 循环开始时调用 `buildDailyRatesMap(dateStr)`，查询 `exchange_rates_history` 中 `fetch_time <= targetDate` 的所有记录，按 `(fromCurrency, toCurrency)` 分组构建当日汇率字典，O(1) 内存访问。
+- **汇率兜底安全值**：USD → 7.22，HKD → 0.92，CNY → 1，确保新系统建的老账单查不到历史汇率时不会崩溃。
+- **价格向后穿透修复**：废弃 `getEffectivePrice` 中查不到价格时回退到 `latestPrice` 的逻辑，改为新增 `getHistoricalPriceWithFallback(assetId, dateStr, fallbackCostPrice)` 函数，使用 `lte(date, targetDate)` + `orderBy(desc)` + `limit(1)` 查询历史价格；若该资产连一笔历史价格都没有（如 NXE），将持仓成本价（`totalCost / quantity`）作为 `snapshotPrice` 传入，保证市值不归零。
+- **币种汇率精准匹配**：在资产计算循环中，严格根据 `baseCurrency` 从 `dailyRates` 字典中取值（如 USD 资产取 `dailyRates['USD']`，HKD 资产取 `dailyRates['HKD']`），彻底杜绝 USD/HKD 汇率串用问题。
+- 同步修复 `app/api/debug/snapshot/route.ts` X光机接口：废弃原有的 `getHistoricalPrice`（未 await 执行导致恒返回 null），全面接入 `buildDailyRatesMap` + `getHistoricalPriceWithFallback` 双引擎，确保调试接口与时光机引擎逻辑完全一致。
+
+## 新增 /api/debug/snapshot X光透视接口，用于针对特定日期的历史资产快照进行逐笔对账，排查历史总资产异常波动的元凶 (Task 71)
+- 在 `app/api/debug/snapshot/route.ts` 创建 GET 接口，接收 `date` 或 `targetDate` 查询参数（默认 `2026-04-30`）。
+- 复用 `src/actions/snapshots.ts` 中 `getHistoricalPositions()` 的核心持仓推演逻辑：从 `transactions` 表获取目标日期 23:59:59 之前的所有流水，按资产聚合计算 `quantity`（持仓量）和 `totalCost`（累计投入成本，SELL 时按平均成本扣减）。
+- 对每个持仓资产，通过 `assetPricesHistory` 表按 `(assetId, date <= targetDate)` 降序 Limit 1 获取当日收盘价（断点结转），通过 `exchangeRatesHistory` 表按就近匹配策略获取当日汇率（Base Currency → CNY）。
+- 返回逐笔明细数组 `details`，每项包含 `symbol`、`quantity`、`snapshotPrice`、`snapshotFxRate`、`calculatedMarketValueCny`（持仓量 × 快照价 × 快照汇率）、`calculatedCostCny`（累计成本 × 快照汇率），以及汇总的 `totalMarketValue` 和 `totalCost`。
+- 结果按 `calculatedMarketValueCny` 降序排列，`snapshotPrice` 和 `snapshotFxRate` 经 Big.js 去零清洗，确保可读性。
+- 访问 `http://localhost:3000/api/debug/snapshot?date=2026-04-30` 可验证，2026-04-30 快照覆盖 19 个资产，总市值 961,037.69 CNY，总成本 1,545,059.23 CNY。
+
+## 优化 exportToCSV 功能，基于 type 和 baseCurrency 的交叉判定注入了'市场'属性分类列，便于在外部进行资产敞口分析 (Task 70)
+
+## 优化 exportToCSV 功能，基于 type 和 baseCurrency 的交叉判定注入了'市场'属性分类列，便于在外部进行资产敞口分析 (Task 70)
+- 在 `app/dashboard/page.tsx` 的 `exportToCSV()` 函数中新增 `getMarketName(item)` 纯函数，实现市场维度的智能推导。
+- 判定优先级：`type === 'CRYPTO'` → `baseCurrency` 硬核锚定 (USD→美股, HKD→港股, CNY/RMB→A股) → 正则兜底 (5位数字→港股, 60/00/30开头→A股) → 默认"其他市场"。
+- CSV 表头在"代码"之后插入"市场"列，`rows` 映射严格对齐，确保 BTC 显示"虚拟币"、谷歌显示"美股"、小米显示"港股"、上海机场显示"A股"。
+- 文件仍带 `\uFEFF` BOM 头，Excel 打开中文不乱码。
+
+## 优化 exportToCSV 数据净洗逻辑，利用防科学计数法的纯正则处理去除现价/成本价末尾的无意义零 (Task 69)
+- 在 `app/dashboard/page.tsx` 的 `exportToCSV()` 函数顶部注入 `stripTrailingZeros` 纯字符串去零工具函数。
+- 该函数内置防御性设计：对 null/undefined/空值返回 `"0"`；仅对包含小数点的字符串执行正则处理（`/0+$/` 剥离尾随零 → `/\.$/` 剥离末尾小数点），彻底杜绝极小数值（如 `0.00000001`）被 `String()` 转换后触发科学计数法（`1e-8`）。
+- 将 CSV 映射层中的"成本价"字段（`avgCostNative`）和"现价"字段（`latestPrice`）包裹 `stripTrailingZeros()`，使小米 `29.020` 输出为 `29.02`、整数价格 `29.00` 输出为 `29`，而"总市值""浮动盈亏""累计盈亏"等法币资产字段保留 `.toFixed(2)` 的两位小数格式以维持表格对齐。
+
+## 新增持仓明细的已清仓资产显示开关（基于 1e-8 精度容差过滤），并实装注入 UTF-8 BOM 的客户端 CSV 导出功能 (Task 68)
+- 在 `src/actions/portfolio.ts` 的 `getPortfolioPositions()` 函数中新增 `includeCleared: boolean = false` 参数，将清仓判定从 `quantity === 0` 升级为 `Big.js` 的 `1e-8` 精度容差过滤（`holding.quantity.gt('1e-8')`），杜绝浮点数灰尘资产被错误保留或隐藏。
+- 当 `!includeCleared` 时，自动过滤掉持仓量 ≤ 1e-8 的已清仓资产；当 `includeCleared` 为 true 时，已清仓资产会被返回，其 `marketValue` 和 `floatingPnl` 为 0，但**保留真实计算出的 `accumulatedPnl`（累计盈亏）字段**，确保历史盈亏数据不丢失。
+- 在 `app/dashboard/page.tsx` 的"持仓明细"卡片头部新增 Checkbox（显示"👁 显示历史持仓"）和 Button（"📥 导出 CSV"），Checkbox 切换时基于 `Big(pos.quantity).gt('1e-8')` 在前端动态过滤列表，无需额外请求。
+- 编写 `exportToCSV()` 客户端导出函数：定义中文字段表头（资产名称、代码、持仓量、成本价、现价、总市值、浮动盈亏、累计盈亏），将当前表格数据映射为 CSV 格式，**注入 `\uFEFF` UTF-8 BOM 头**并创建 Blob 触发下载，彻底解决 Excel 打开中文乱码问题。
+- 文件名格式为 `portfolio_details_YYYY-MM-DD.csv`，所有数值字段用双引号包裹防止逗号破坏 CSV 格式。
+- 同步更新 `getPortfolioSummary(includeCleared)` 和 `recordDailySnapshot()` 以传递参数。
+
 ## 修复腾讯行情接口 URL 拼接逻辑，剔除导致数据残缺的 s_ (简易版) 前缀，确保所有市场强制获取包含时间戳的全量报文 (Task 67)
 - 在 `app/api/cron/fetch-prices/route.ts` 的 `fetchStockPrice()` 函数与 `src/actions/market.ts` 的 `getTencentSymbol()` 函数中，将美股资产的前缀映射从 `'s_us'` 强制重构为 `'us'`。
 - **根因分析：** 腾讯财经 gtimg 接口使用 `s_us` 前缀时返回的是"简易版"报文（仅 ~10 个字段），缺失 Index 30 的日期时间字段；使用 `us` 前缀时返回"全量版"报文（60+ 个字段），包含完整的交易时间戳 `2026-05-01 16:00:06`。

app/api/debug/snapshot/route.ts

@@ -0,0 +1,255 @@
+import { NextResponse } from 'next/server';
+import { db } from '@/db';
+import {
+  transactions,
+  assets,
+  assetPricesHistory,
+  exchangeRatesHistory,
+} from '@/db/schema';
+import { and, asc, desc, eq, lte } from 'drizzle-orm';
+import Big from 'big.js';
+
+export const dynamic = 'force-dynamic';
+export const runtime = 'nodejs';
+
+function formatDateString(date: Date): string {
+  const yyyy = date.getFullYear();
+  const mm = String(date.getMonth() + 1).padStart(2, '0');
+  const dd = String(date.getDate()).padStart(2, '0');
+  return `${yyyy}-${mm}-${dd}`;
+}
+
+interface RateRecord {
+  rate: string;
+  fetchTime: Date;
+}
+
+async function buildDailyRatesMap(targetDateStr: string): Promise<Record<string, Big>> {
+  const allRates = await db
+    .select({
+      fromCurrency: exchangeRatesHistory.fromCurrency,
+      toCurrency: exchangeRatesHistory.toCurrency,
+      rate: exchangeRatesHistory.rate,
+      fetchTime: exchangeRatesHistory.fetchTime,
+    })
+    .from(exchangeRatesHistory)
+    .where(lte(exchangeRatesHistory.fetchTime, new Date(targetDateStr + 'T23:59:59')))
+    .orderBy(asc(exchangeRatesHistory.fetchTime));
+
+  const ratesCache = new Map<string, RateRecord[]>();
+  for (const rec of allRates) {
+    const key = `${rec.fromCurrency}_${rec.toCurrency}`;
+    if (!ratesCache.has(key)) {
+      ratesCache.set(key, []);
+    }
+    ratesCache.get(key)!.push({ rate: rec.rate, fetchTime: rec.fetchTime });
+  }
+
+  function getClosestRateForDate(currencyPair: string): string | null {
+    const records = ratesCache.get(currencyPair);
+    if (!records || records.length === 0) return null;
+    const targetDt = new Date(targetDateStr + 'T00:00:00Z');
+    let closest: RateRecord | null = null;
+    for (const rec of records) {
+      if (rec.fetchTime <= targetDt) {
+        closest = rec;
+      } else {
+        break;
+      }
+    }
+    return closest?.rate ?? null;
+  }
+
+  function resolveRate(from: string, to: string): string | null {
+    const directKey = `${from}_${to}`;
+    const directRate = getClosestRateForDate(directKey);
+    if (directRate) return directRate;
+
+    const usdKey = `USD_${to}`;
+    const usdRate = getClosestRateForDate(usdKey);
+    if (!usdRate) return null;
+    if (from === 'USD') return usdRate;
+
+    const fromToUsdKey = `${from}_USD`;
+    const fromToUsdRate = getClosestRateForDate(fromToUsdKey);
+    if (fromToUsdRate) {
+      return new Big(fromToUsdRate).times(new Big(usdRate)).toString();
+    }
+    return null;
+  }
+
+  const hkdRate = resolveRate('HKD', 'CNY');
+  const usdRate = resolveRate('USD', 'CNY');
+
+  return {
+    USD: new Big(usdRate || '7.22'),
+    HKD: new Big(hkdRate || '0.92'),
+    CNY: new Big(1),
+  };
+}
+
+async function getHistoricalPriceWithFallback(assetId: string, dateStr: string, fallbackCostPrice: string): Promise<string> {
+  const [record] = await db
+    .select({ price: assetPricesHistory.price })
+    .from(assetPricesHistory)
+    .where(
+      and(
+        eq(assetPricesHistory.assetId, assetId),
+        lte(assetPricesHistory.date, dateStr)
+      )
+    )
+    .orderBy(desc(assetPricesHistory.date))
+    .limit(1);
+
+  if (record?.price) {
+    return record.price;
+  }
+
+  return fallbackCostPrice;
+}
+
+export async function GET(req: Request) {
+  const { searchParams } = new URL(req.url);
+  const targetDateParam = searchParams.get('date') ?? searchParams.get('targetDate');
+
+  let targetDateStr: string;
+  if (targetDateParam) {
+    targetDateStr = targetDateParam.trim();
+    if (!/^\d{4}-\d{2}-\d{2}$/.test(targetDateStr)) {
+      return NextResponse.json(
+        { error: 'Invalid date format. Use YYYY-MM-DD, e.g. 2026-04-30' },
+        { status: 400 }
+      );
+    }
+  } else {
+    targetDateStr = '2026-04-30';
+  }
+
+  const targetDate = new Date(targetDateStr + 'T23:59:59');
+
+  try {
+    const allTransactions = await db
+      .select({
+        assetId: transactions.assetId,
+        txType: transactions.txType,
+        quantity: transactions.quantity,
+        price: transactions.price,
+        exchangeRate: transactions.exchangeRate,
+        executedAt: transactions.executedAt,
+      })
+      .from(transactions)
+      .where(lte(transactions.executedAt, targetDate))
+      .orderBy(asc(transactions.executedAt));
+
+    const holdings = new Map<string, {
+      quantity: Big;
+      totalCost: Big;
+    }>();
+
+    for (const tx of allTransactions) {
+      if (!tx.assetId) continue;
+
+      const existing = holdings.get(tx.assetId);
+      if (!existing) {
+        holdings.set(tx.assetId, {
+          quantity: new Big('0'),
+          totalCost: new Big('0'),
+        });
+      }
+
+      const holding = holdings.get(tx.assetId)!;
+      const qty = new Big(tx.quantity);
+
+      if (tx.txType === 'BUY') {
+        holding.quantity = holding.quantity.plus(qty);
+        const cost = qty.times(new Big(tx.price)).times(new Big(tx.exchangeRate || '1'));
+        holding.totalCost = holding.totalCost.plus(cost);
+      } else if (tx.txType === 'SELL') {
+        let avgCostPerUnit = new Big('0');
+        if (holding.quantity.gt(0)) {
+          avgCostPerUnit = holding.totalCost.div(holding.quantity);
+        }
+        const sellCost = avgCostPerUnit.times(qty);
+        holding.quantity = holding.quantity.minus(qty);
+        holding.totalCost = holding.totalCost.minus(sellCost);
+      } else if (tx.txType === 'AIRDROP') {
+        holding.quantity = holding.quantity.plus(qty);
+      }
+    }
+
+    const allAssets = await db
+      .select({
+        id: assets.id,
+        symbol: assets.symbol,
+        baseCurrency: assets.baseCurrency,
+      })
+      .from(assets);
+
+    const assetMap = new Map<string, { symbol: string; baseCurrency: string }>();
+    for (const a of allAssets) {
+      assetMap.set(a.id, { symbol: a.symbol, baseCurrency: a.baseCurrency || 'USD' });
+    }
+
+    const dailyRates = await buildDailyRatesMap(targetDateStr);
+
+    const details: Array<{
+      symbol: string;
+      quantity: number;
+      snapshotPrice: string;
+      snapshotFxRate: string;
+      calculatedMarketValueCny: string;
+      calculatedCostCny: string;
+    }> = [];
+
+    let totalMarketValue = new Big('0');
+    let totalCost = new Big('0');
+
+    for (const [assetId, holding] of holdings) {
+      if (holding.quantity.lte(0)) continue;
+
+      const assetInfo = assetMap.get(assetId);
+      if (!assetInfo) continue;
+
+      const costPrice = holding.totalCost.div(holding.quantity).toString();
+
+      const snapshotPrice = await getHistoricalPriceWithFallback(assetId, targetDateStr, costPrice);
+
+      const currency = (assetInfo.baseCurrency || 'CNY').toUpperCase();
+      const snapshotFxRate = dailyRates[currency] || dailyRates['USD'] || new Big(1);
+
+      const qtyNum = Number(holding.quantity.toString());
+      const priceNum = new Big(snapshotPrice);
+      const fxNum = snapshotFxRate;
+
+      const calcMarketValueCny = holding.quantity.times(priceNum).times(fxNum);
+      const calcCostCny = holding.totalCost.times(fxNum);
+
+      totalMarketValue = totalMarketValue.plus(calcMarketValueCny);
+      totalCost = totalCost.plus(calcCostCny);
+
+      details.push({
+        symbol: assetInfo.symbol,
+        quantity: qtyNum,
+        snapshotPrice: new Big(snapshotPrice).toString(),
+        snapshotFxRate: new Big(fxNum.toString()).toString(),
+        calculatedMarketValueCny: calcMarketValueCny.toString(),
+        calculatedCostCny: calcCostCny.toString(),
+      });
+    }
+
+    details.sort((a, b) => new Big(b.calculatedMarketValueCny).minus(new Big(a.calculatedMarketValueCny)).toNumber());
+
+    return NextResponse.json({
+      targetDate: targetDateStr,
+      totalMarketValue: Number(totalMarketValue.toString()),
+      totalCost: Number(totalCost.toString()),
+      details,
+    });
+  } catch (error) {
+    console.error('[Snapshot Debug Error]', error);
+    return NextResponse.json(
+      { error: 'Internal server error', details: String(error) },
+      { status: 500 }
+    );
+  }
+}

app/dashboard/page.tsx

@@ -31,7 +31,7 @@ import { AddTransactionDialog } from '@/components/transactions/add-transaction-
 import { UpdateTransactionDialog } from '@/components/transactions/update-transaction-dialog';
 import { deleteTransaction } from '@/actions/transaction';
 import { importHistoricalPrices } from '@/actions/market';
-import { ChevronDown, ChevronUp, Plus, Edit3, Trash2, Upload } from 'lucide-react';
+import { ChevronDown, ChevronUp, Plus, Edit3, Trash2, Upload, Download, Eye } from 'lucide-react';
 import Big from 'big.js';
 
 const txTypeMap: Record<string, string> = {
@@ -55,6 +55,59 @@ function formatNative(value: string, baseCurrency: string): string {
   return `${symbol}${formatted}`;
 }
 
+function exportToCSV(positions: any[]) {
+  const stripTrailingZeros = (val: any): string => {
+    if (val === null || val === undefined || val === '') return "0";
+    let str = String(val);
+    if (str.includes('.')) {
+      str = str.replace(/0+$/, '');
+      str = str.replace(/\.$/, '');
+    }
+    return str;
+  };
+
+  const getMarketName = (item: any): string => {
+    if (item.type === 'CRYPTO' || item.assetType === 'CRYPTO') return '虚拟币';
+    const currency = (item.baseCurrency || '').toUpperCase();
+    if (currency === 'USD') return '美股';
+    if (currency === 'HKD') return '港股';
+    if (currency === 'CNY' || currency === 'RMB') return 'A股';
+    const symbol = (item.symbol || '').toLowerCase();
+    if (/^\d{5}$/.test(symbol)) return '港股';
+    if (/^(60|00|30)\d{4}$/.test(symbol) || symbol.startsWith('sh') || symbol.startsWith('sz')) return 'A股';
+    return '其他市场';
+  };
+
+  const headers = ["资产名称", "代码", "市场", "持仓量", "成本价", "现价", "总市值", "浮动盈亏", "累计盈亏"];
+
+  const rows = positions.map(item => [
+    item.name || item.symbol,
+    item.symbol,
+    getMarketName(item),
+    item.quantity || '0',
+    stripTrailingZeros(new Big(item.avgCostNative || '0').toFixed(2)),
+    stripTrailingZeros(item.latestPrice || '0'),
+    new Big(item.marketValueNative || '0').toFixed(2),
+    new Big(item.floatingPnlNative || '0').toFixed(2),
+    new Big(item.cumulativePnlNative || '0').toFixed(2),
+  ]);
+
+  const csvContent = [
+    headers.join(","),
+    ...rows.map(e => e.map(val => `"${val}"`).join(","))
+  ].join("\n");
+
+  const blob = new Blob(["\uFEFF" + csvContent], { type: 'text/csv;charset=utf-8;' });
+  const url = URL.createObjectURL(blob);
+  const link = document.createElement("a");
+  link.setAttribute("href", url);
+  link.setAttribute("download", `portfolio_details_${new Date().toISOString().split('T')[0]}.csv`);
+  document.body.appendChild(link);
+  link.click();
+  document.body.removeChild(link);
+  URL.revokeObjectURL(url);
+}
+
 function formatPnl(value: string, percent: string, baseCurrency: string): { text: string; className: string } {
   const isPositive = new Big(value).gte(0);
   const symbol = getCurrencySymbol(baseCurrency);
@@ -91,11 +144,21 @@ export default function DashboardPage() {
   const [importDialogOpen, setImportDialogOpen] = useState(false);
   const [importAssetId, setImportAssetId] = useState<string>('');
   const [importText, setImportText] = useState('');
+  const [showCleared, setShowCleared] = useState(false);
+  const [positionsRaw, setPositionsRaw] = useState<any[]>([]);
+
+  useEffect(() => {
+    const filtered = showCleared
+      ? positionsRaw
+      : positionsRaw.filter(pos => new Big(pos.quantity || '0').gt('1e-8'));
+    setPositions(filtered);
+  }, [showCleared, positionsRaw]);
 
   useEffect(() => {
     async function loadData() {
-      const summary = await getPortfolioSummary();
+      const summary = await getPortfolioSummary(true);
       const allAssets = await getAssets();
+      setPositionsRaw(summary.positions);
       setPositions(summary.positions);
       setTotalCnyValue(summary.totalCnyValue);
       setTotalPnlCny(summary.totalPnlCny);
@@ -271,8 +334,29 @@ export default function DashboardPage() {
       </Card>
 
       <Card>
-        <CardHeader>
+        <CardHeader className="flex flex-row items-center justify-between space-y-0">
           <CardTitle>持仓明细</CardTitle>
+          <div className="flex items-center gap-3">
+            <label className="flex items-center gap-2 cursor-pointer text-sm text-muted-foreground hover:text-foreground transition-colors">
+              <input
+                type="checkbox"
+                checked={showCleared}
+                onChange={(e) => setShowCleared(e.target.checked)}
+                className="h-4 w-4 rounded border-border text-primary focus:ring-primary cursor-pointer"
+              />
+              <Eye className="h-4 w-4" />
+              显示历史持仓
+            </label>
+            <Button
+              size="sm"
+              variant="outline"
+              onClick={() => exportToCSV(positions)}
+              disabled={positions.length === 0}
+            >
+              <Download className="h-4 w-4 mr-1" />
+              导出 CSV
+            </Button>
+          </div>
         </CardHeader>
         <CardContent>
           {positions.length === 0 ? (

src/actions/portfolio.ts

@@ -173,7 +173,7 @@ function getTodayInShanghai(): Date {
   return new Date(utcDate.getTime() + shanghaiOffset);
 }
 
-export async function getPortfolioPositions(): Promise<Position[]> {
+export async function getPortfolioPositions(includeCleared: boolean = false): Promise<Position[]> {
   const allTransactions = await db
     .select({
       id: transactions.id,
@@ -334,11 +334,17 @@ export async function getPortfolioPositions(): Promise<Position[]> {
   const today = getTodayInShanghai();
   const result: Position[] = [];
 
+  const CLEARED_QUANTITY_TOLERANCE = new Big('1e-8');
+
   for (const [_, holding] of holdings) {
-    if (holding.quantity.lte(0)) continue;
+    const hasPosition = holding.quantity.gt(CLEARED_QUANTITY_TOLERANCE);
+
+    if (!hasPosition && !includeCleared) {
+      continue;
+    }
 
     const cnyValue = calculateCnyValueFromPrice(
-      holding.quantity,
+      hasPosition ? holding.quantity : new Big('0'),
       holding.latestPrice,
       holding.baseCurrency,
       rateMap
@@ -442,8 +448,8 @@ export async function getPortfolioPositions(): Promise<Position[]> {
   return result;
 }
 
-export async function getPortfolioSummary() {
+export async function getPortfolioSummary(includeCleared: boolean = false) {
-  const positions = await getPortfolioPositions();
+  const positions = await getPortfolioPositions(includeCleared);
 
   // 单一事实来源：复用 getPortfolioPositions 已汇率折算的结果
   let totalCnyValue = new Big('0');

src/actions/snapshots.ts

@@ -24,7 +24,7 @@ function getTodayInShanghai(): string {
 }
 
 export async function recordDailySnapshot() {
-  const positions = await getPortfolioPositions();
+  const positions = await getPortfolioPositions(false);
 
   // 统一使用 engine 输出的 marketValueCny / accumulatedPnlCny
   const totalValueCny = positions.reduce(
@@ -213,6 +213,95 @@ export async function getEffectivePrice(
   return record?.price ?? null;
 }
 
+interface RateRecord {
+  rate: string;
+  fetchTime: Date;
+}
+
+async function buildDailyRatesMap(targetDateStr: string): Promise<Record<string, Big>> {
+  const allRates = await db
+    .select({
+      fromCurrency: exchangeRatesHistory.fromCurrency,
+      toCurrency: exchangeRatesHistory.toCurrency,
+      rate: exchangeRatesHistory.rate,
+      fetchTime: exchangeRatesHistory.fetchTime,
+    })
+    .from(exchangeRatesHistory)
+    .where(lte(exchangeRatesHistory.fetchTime, new Date(targetDateStr + 'T23:59:59')))
+    .orderBy(asc(exchangeRatesHistory.fetchTime));
+
+  const ratesCache = new Map<string, RateRecord[]>();
+  for (const rec of allRates) {
+    const key = `${rec.fromCurrency}_${rec.toCurrency}`;
+    if (!ratesCache.has(key)) {
+      ratesCache.set(key, []);
+    }
+    ratesCache.get(key)!.push({ rate: rec.rate, fetchTime: rec.fetchTime });
+  }
+
+  function getClosestRateForDate(currencyPair: string): string | null {
+    const records = ratesCache.get(currencyPair);
+    if (!records || records.length === 0) return null;
+    const targetDt = new Date(targetDateStr + 'T00:00:00Z');
+    let closest: RateRecord | null = null;
+    for (const rec of records) {
+      if (rec.fetchTime <= targetDt) {
+        closest = rec;
+      } else {
+        break;
+      }
+    }
+    return closest?.rate ?? null;
+  }
+
+  function resolveRate(from: string, to: string): string | null {
+    const directKey = `${from}_${to}`;
+    const directRate = getClosestRateForDate(directKey);
+    if (directRate) return directRate;
+
+    const usdKey = `USD_${to}`;
+    const usdRate = getClosestRateForDate(usdKey);
+    if (!usdRate) return null;
+    if (from === 'USD') return usdRate;
+
+    const fromToUsdKey = `${from}_USD`;
+    const fromToUsdRate = getClosestRateForDate(fromToUsdKey);
+    if (fromToUsdRate) {
+      return new Big(fromToUsdRate).times(new Big(usdRate)).toString();
+    }
+    return null;
+  }
+
+  const hkdRate = resolveRate('HKD', 'CNY');
+  const usdRate = resolveRate('USD', 'CNY');
+
+  return {
+    USD: new Big(usdRate || '7.22'),
+    HKD: new Big(hkdRate || '0.92'),
+    CNY: new Big(1),
+  };
+}
+
+async function getHistoricalPriceWithFallback(assetId: string, dateStr: string, fallbackCostPrice: string): Promise<string> {
+  const [record] = await db
+    .select({ price: assetPricesHistory.price })
+    .from(assetPricesHistory)
+    .where(
+      and(
+        eq(assetPricesHistory.assetId, assetId),
+        lte(assetPricesHistory.date, dateStr)
+      )
+    )
+    .orderBy(desc(assetPricesHistory.date))
+    .limit(1);
+
+  if (record?.price) {
+    return record.price;
+  }
+
+  return fallbackCostPrice;
+}
+
 export async function reconstructPortfolioHistory() {
   const [earliest] = await db
     .select({ executedAt: transactions.executedAt })
@@ -242,85 +331,11 @@ export async function reconstructPortfolioHistory() {
     .select({
       id: assets.id,
       baseCurrency: assets.baseCurrency,
-      latestPrice: assets.latestPrice,
     })
     .from(assets);
   const assetBaseCurrencyMap = new Map<string, string>();
-  const assetLatestPriceMap = new Map<string, string>();
   for (const a of allAssets) {
     assetBaseCurrencyMap.set(a.id, a.baseCurrency);
-    assetLatestPriceMap.set(a.id, a.latestPrice || '0');
-  }
-
-  const allRatesHistory = await db
-    .select({
-      fromCurrency: exchangeRatesHistory.fromCurrency,
-      toCurrency: exchangeRatesHistory.toCurrency,
-      rate: exchangeRatesHistory.rate,
-      fetchTime: exchangeRatesHistory.fetchTime,
-    })
-    .from(exchangeRatesHistory)
-    .orderBy(asc(exchangeRatesHistory.fetchTime));
-
-  // 构建汇率缓存：按 (fromCurrency, toCurrency) 分组，fetchTime 已升序排列
-  interface RateRecord {
-    rate: string;
-    fetchTime: Date;
-  }
-  const ratesCache = new Map<string, RateRecord[]>();
-
-  for (const rec of allRatesHistory) {
-    const key = `${rec.fromCurrency}_${rec.toCurrency}`;
-    if (!ratesCache.has(key)) {
-      ratesCache.set(key, []);
-    }
-    ratesCache.get(key)!.push({
-      rate: rec.rate,
-      fetchTime: rec.fetchTime,
-    });
-  }
-
-  function getClosestRateForDate(
-    currencyPair: string,
-    targetDateStr: string
-  ): string | null {
-    const records = ratesCache.get(currencyPair);
-    if (!records || records.length === 0) {
-      return null;
-    }
-
-    const targetDate = new Date(targetDateStr + 'T00:00:00Z');
-    let closest: RateRecord | null = null;
-
-    for (const rec of records) {
-      if (rec.fetchTime <= targetDate) {
-        closest = rec;
-      } else {
-        break;
-      }
-    }
-
-    return closest?.rate ?? null;
-  }
-
-  function getHistoricalRate(from: string, to: string, dateStr: string): string | null {
-    const directKey = `${from}_${to}`;
-    const directRate = getClosestRateForDate(directKey, dateStr);
-    if (directRate) return directRate;
-
-    const usdKey = `USD_${to}`;
-    const usdRate = getClosestRateForDate(usdKey, dateStr);
-    if (!usdRate) return null;
-
-    if (from === 'USD') return usdRate;
-
-    const fromToUsdKey = `${from}_USD`;
-    const fromToUsdRate = getClosestRateForDate(fromToUsdKey, dateStr);
-    if (fromToUsdRate) {
-      return new Big(fromToUsdRate).times(new Big(usdRate)).toString();
-    }
-
-    return null;
   }
 
   await db.delete(portfolioSnapshots);
@@ -346,6 +361,8 @@ export async function reconstructPortfolioHistory() {
     let totalValueCny = new Big('0');
     let totalCostCny = new Big('0');
 
+    const dailyRates = await buildDailyRatesMap(dateStr);
+
     const uniqueAssetIds = [...new Set(historicalTx.filter(t =>
       t.txType === 'BUY' || t.txType === 'SELL' || t.txType === 'DIVIDEND'
     ).map(t => t.assetId))];
@@ -361,23 +378,26 @@ export async function reconstructPortfolioHistory() {
           fee: t.fee.toString(),
         }));
 
-      const priceStr = await getEffectivePrice(assetId, currentDate);
       const baseCurrency = assetBaseCurrencyMap.get(assetId) || 'USD';
 
-      const priceStrForMetrics = priceStr || assetLatestPriceMap.get(assetId) || '0';
+      const costPrice = new Big(assetTxs.reduce((sum, t) => {
+        if (t.txType === 'BUY') return sum.plus(new Big(t.price).times(new Big(t.quantity)));
+        if (t.txType === 'SELL') return sum.minus(new Big(t.price).times(new Big(t.quantity)));
+        return sum;
+      }, new Big('0')).div(new Big(assetTxs.reduce((s, t) => t.txType === 'BUY' ? s.plus(t.quantity) : s, new Big('0'))).gt(0) ? new Big(assetTxs.reduce((s, t) => t.txType === 'BUY' ? s.plus(t.quantity) : s, new Big('0'))).toString() : '1')).toString();
 
+      const snapshotPrice = await getHistoricalPriceWithFallback(assetId, dateStr, costPrice);
+
+      const currency = (baseCurrency || 'CNY').toUpperCase();
+      const snapshotFxRate = dailyRates[currency] || dailyRates['USD'] || new Big(1);
+
+      const priceStrForMetrics = snapshotPrice;
       const metrics = calculateAssetMetrics(assetTxs, priceStrForMetrics);
 
-      // 使用历史汇率就近匹配策略获取当日汇率
+      const posValueCny = new Big(metrics.marketValue).times(snapshotFxRate);
-      const assetFxRate = new Big(getHistoricalRate(baseCurrency, 'CNY', dateStr) || '1');
-
-      // 市值和本金双双乘以历史汇率
-      const posValueCny = new Big(metrics.marketValue).times(assetFxRate);
-
-      // 投入本金 = (市值 - 累计盈亏) * 历史汇率，确保逻辑自洽
       const posCostCny = new Big(metrics.marketValue)
                           .minus(metrics.accumulatedPnl)
-                          .times(assetFxRate);
+                          .times(snapshotFxRate);
 
       totalValueCny = totalValueCny.plus(posValueCny);
       totalCostCny = totalCostCny.plus(posCostCny);